Frequently Asked Questions

• Buying a new/under-construction property
   
• Buying a resale house or flat
   
• Constructing a house on your own land
   
• Home renovation or extension
   
• Balance transfer from another bank

Generally, banks finance up to 75%–90% of the property value, depending on the loan amount and borrower profile. 

Rates vary between 8% – 10.5%, depending on your credit score, income, loan amount, and lender. 

You can opt for a loan tenure of up to 30 years, based on your age and repayment capacity.

Not always. But including a spouse or earning family member can increase loan eligibility and ease approval. 

It’s a loan sanctioned before property selection — helps you know your budget and increases negotiation power. 

Yes!

• Up to ₹2 lakh interest deduction under Section 24
   
• Up to ₹1.5 lakh principal deduction under Section 80C

We compare multiple banks, get you the lowest interest rate, manage paperwork, and ensure quick approvals — all at no extra cost.