Frequently Asked Questions

1.  Up to ₹50 lakhs for studies in India.
2.  Up to ₹1 crore or more for studies abroad 

 Education Loans generally can be done unsecured (no collateral required). 

Usually a parent, guardian, or close relative (Paternal or maternal uncle) with a regular income can be a financial co-applicant in the education loan 

• Tuition fees
   
• Hostel/living expenses
   
• Exam/library/lab fees
   
• Travel expenses (for abroad)
   
• Insurance (if applicable)
   
• Books, laptop, study materials, etc.

• After the moratorium period – usually course duration + 6 to 12 months. 
•  Interest may be paid during the study period (optional in some cases). 

Varies from 9% to 13%, depending on the bank, course, and applicant profile. 

 Yes! Under Section 80E, interest paid on education loans is eligible for tax deduction. 

 Usually 10 to 15 years after the moratorium period. 

 Yes, banks offer pre-admission sanction based on eligibility, especially helpful for visa purposes. 

 Absolutely! We specialize in end-to-end support, from loan approval to visa documentation and interview prep.